Terms of Service | Ascendio Business Solutions

Ascendio Business Solutions Terms of Service
Effective date: January 1, 2026
Last updated: September 30, 2026

These Terms of Service govern access to and use of https://www.ascendiocorp.com/, related online resources, and services provided by WeMonify Partners LLC, doing business as Ascendio Business Solutions, a California limited liability company.
In these terms, “Ascendio,” “we,” “us,” and “our” mean WeMonify Partners LLC. “You” and “your” mean the person accessing our website or services and, where applicable, the business that person represents.

1. Acceptance of These Terms
Please read these terms before using our website or services.
When you affirmatively accept these terms through an online form, electronic acceptance process, or agreement incorporating them, you agree to be bound by them. Website use is subject to these terms to the extent permitted by applicable law and where adequate notice of them has been provided.
If you accept these terms for a business, you represent that you have authority to bind that business. If you do not agree, do not submit applications, enroll in our messaging programs, or purchase services under these terms.
Accepting these terms does not, by itself, constitute consent to receive marketing text messages or automated marketing calls. Any required communications consent is obtained separately.

2. Eligibility and Business Use
Our services are intended for business owners, authorized business representatives, and other eligible commercial clients.
You must be at least 18 years old, have legal capacity to enter into an agreement, and possess any authority needed to provide information or request services for your business.
Unless a separate written agreement expressly provides otherwise, financing arranged or offered through Ascendio is intended for business or commercial purposes. You must accurately disclose the intended use of funds.
Services and financing products may be unavailable in certain states, provinces, territories, or countries. Website access does not establish eligibility or mean that we offer a particular product in your location.

3. Our Services
Depending on your needs, eligibility, location, and applicable agreements, Ascendio may provide:

Business funding advisory and capital strategy services.
Direct business lending.
Financing referrals, introductions, application assistance, and coordination with third-party financing providers.
Access to revenue-based financing, term loans, lines of credit, SBA loan programs, asset-based financing, inventory and receivables financing, and commercial real estate financing.
Introductions and coordination for forgivable loan programs and associated merchant payment-processing services.
Business growth, financial management, operational planning, and execution advisory services.
Introductions to private credit funds, family offices, and other capital providers.
Tariff recovery referrals and coordination with specialist providers, including potential access to related funding opportunities.

A description on our website does not guarantee that a service or product is available to you. Specific services, deliverables, eligibility requirements, fees, and obligations will be established in the applicable agreement.

4. Separate Agreements and Order of Priority
These terms do not replace a loan agreement, promissory note, security agreement, personal guarantee, consulting engagement, payment-processing agreement, tariff recovery agreement, or other transaction-specific contract.
If a separate agreement conflicts with these terms, that agreement controls for the subject matter it specifically addresses. These terms otherwise continue to apply.
A financing application, consultation, preliminary estimate, or referral does not create a binding funding commitment. Any commitment must be documented in an authorized written agreement and remains subject to its stated conditions.

5. Direct Lending and Third-Party Financing
Ascendio may act as a direct lender for some transactions and as an advisor, intermediary, or referral source for others. We will identify our role in the applicable transaction documents.
For direct lending, the applicable loan documents govern approval conditions, interest, fees, repayment, security, guarantees, default, and other financing obligations.
For third-party financing, the provider determines its underwriting criteria, approval decision, funding amount, pricing, timing, and contractual requirements. We cannot bind a third-party provider or guarantee its performance.
Financing activities are offered only where permitted by applicable law and subject to any required licensing, registration, or exemption. California company registration alone does not establish lending or brokerage authorization.

6. Funding Results and Program Conditions
We do not guarantee financing approval, funding amounts, interest rates, closing dates, tariff refunds, business growth, or any other particular result.
Examples, estimates, testimonials, and illustrations describe particular circumstances or possible outcomes. They do not promise comparable results for your business.

Loan forgiveness is available only under the conditions stated in the applicable loan and payment-processing agreements. Conditions may include maintaining a qualifying processing relationship, meeting performance requirements, remaining in good standing, and satisfying other contractual obligations. Forgiveness is not automatic merely because a program is described as “forgivable.”
Tariff recovery eligibility, deadlines, procedures, and amounts depend on applicable law, administrative processes, claim documentation, and the specialist provider’s assessment. A referral does not establish entitlement to a refund.

7. Advisory Services and Professional Advice
Our general website content is provided for business information and education. It is not individualized legal, tax, accounting, or investment advice.
Unless expressly included in a separate written engagement and provided by an appropriately qualified professional, our services do not include legal representation, tax preparation, auditing, bookkeeping, or payroll administration.
Capital introductions do not, by themselves, create an investment advisory, securities brokerage, or fiduciary relationship. Any regulated service requires a separate lawful arrangement.

You remain responsible for your business decisions and should obtain independent professional advice when appropriate.

8. Your Responsibilities
You agree to:

Provide accurate, complete, and current information.
Promptly correct material errors and notify us of significant changes affecting your application or engagement.
Supply documents reasonably needed to perform the agreed services.
Have authority to submit business records and personal information belonging to other people.
Review proposed financing terms and provider agreements before accepting them.
Meet applicable deadlines and respond to reasonable requests.
Use financing proceeds consistently with the applicable agreement and law.
Protect any account credentials and promptly report suspected unauthorized access.

You must not submit false financial statements, altered records, misleading ownership information, or inaccurate representations about the intended use of funds.

We may pause or decline services when necessary information is missing, unreliable, or inconsistent.

9. Applications, Verification, and Credit Checks
Submitting information allows us to review your request and communicate with you about that request, subject to applicable law and your communications preferences.

These terms alone do not authorize a credit report, hard credit inquiry, bank-account access, background investigation, or disclosure requiring separate consent. We or the relevant provider will obtain any required authorization through an appropriate application or consent process.
Information may be verified with authorized sources as permitted by law. You must not submit another person’s information without the necessary authority or consent.

10. Fees, Billing, and Payment
Fees will be disclosed in a proposal, engagement agreement, order, or other written authorization before the relevant paid services begin.
Depending on the engagement, fees may be project-based, hourly, retainer-based, or contingent on an agreed result where legally permitted. We will not impose an undisclosed success fee.

Unless your agreement provides otherwise:

Invoices are due within 15 CALENDAR DAYS after issuance.
Hourly rates, project fees, deposits, and billing currency are those stated in your written engagement.
Expenses require your advance approval before we incur them on your behalf.
Changes to scope or pricing require mutual written approval.
We do not automatically renew paid services or debit an account without an applicable agreement or authorization.

You are responsible for applicable transaction taxes, excluding taxes on our income.
Notify us of a disputed charge within 72 HOURS after receiving the invoice, with a reasonable explanation. This administrative deadline does not waive rights that cannot legally be waived. Undisputed amounts remain payable.
We may suspend affected services for overdue, undisputed fees after 10 CALENDAR DAYS’ written notice and an opportunity to resolve the issue.

11. Deposits, Cancellations, and Refunds
Unless a separate agreement states otherwise, deposits are applied against agreed services as they are performed.
If an engagement ends, you must pay for authorized work completed and approved, noncancelable expenses incurred before termination. We will return any remaining unearned prepaid fees within 30 CALENDAR DAYS after final reconciliation.
Refunds, cancellation charges, and earned success fees under a separate agreement are governed by that agreement and applicable law.
Loan payments, lender fees, processing charges, and third-party provider charges are governed by their respective contracts. This section does not change those obligations.

12. Referral Compensation and Conflicts
Ascendio may receive referral fees, commissions, or other compensation from financing providers, payment processors, or other service partners where permitted by law.
Where applicable, we will disclose material compensation arrangements and conflicts as required by law and the relevant engagement. Any fee payable by you will be separately disclosed.
We do not promise to review every available provider or identify the lowest-cost product in the market. You may compare alternatives and decline a proposed provider or transaction.

13. SMS and MMS Messaging Terms
Program name: Ascendio Business Solutions Messaging Program
Program operator: WeMonify Partners LLC DBA Ascendio Business Solutions

13.1 Message types. If you separately opt in, you may receive SMS or MMS messages from Ascendio concerning the subjects disclosed during enrollment. These may include appointment reminders, responses to inquiries, document requests, application updates, service updates, and customer support.

If you separately consent to marketing messages, you may also receive information about Ascendio services, business advisory opportunities, and eligible programs within the scope of that consent and permitted by our messaging provider.

13.2 Consent. Enrollment is voluntary. We obtain the consent required for the relevant message type, including express written consent for automated marketing messages where required. Messages may be sent using automated technology.
Marketing consent is not a condition of purchasing services, submitting a financing application, or receiving financing. Merely providing a phone number or accepting these terms does not enroll you in recurring marketing messages.

13.3 Frequency and charges. Message frequency varies based on your interactions, service activity, and selected subscriptions. Message and data rates may apply under your wireless plan. Ascendio does not charge a separate messaging subscription fee.

13.4 Opting out. Reply STOP to an Ascendio message to unsubscribe. We also honor other recognized opt-out keywords and reasonable requests to withdraw consent, including requests sent to compliance@ascendiocorp.com or (858) 988-6532.
We process opt-out requests promptly within applicable legal requirements. You may receive one nonpromotional confirmation of your unsubscribe request. After that confirmation, we will stop messages covered by your request unless you subsequently provide new consent.
Opting out of texts does not cancel an application, engagement, loan, or other contractual obligation. We may communicate through another lawful channel where appropriate.

13.5 Help. Reply HELP for assistance, email compliance@ascendiocorp.com, or call (858) 988-6532.

13.6 Your phone number. You must be the subscriber or authorized user of the number you enroll. Notify us if you change numbers or lose authority to use an enrolled number.

13.7 Delivery. Messaging availability depends on compatible devices, participating carriers, and network conditions. Delivery and timing are not guaranteed. Carriers are not liable for delayed or undelivered messages. Do not rely on text messages as the sole means of meeting a financial, contractual, or filing deadline.

13.8 Messaging privacy. Our Privacy Policy explains how we handle personal information.
We do not sell, rent, or share mobile numbers or SMS opt-in information with third parties or affiliates for their own marketing or promotional purposes. SMS consent is specific to Ascendio and is not transferred to financing providers or other partners.
We may provide information to service providers that help operate our messaging program under appropriate restrictions, or disclose information as required by law, as explained in our Privacy Policy.

13.9 Sensitive information. Do not send passwords, full Social Security numbers, full payment-card details, or other highly sensitive information by text. Use the secure submission method we designate.

14. Email and Other Communications
We may communicate about inquiries, applications, engagements, and contractual matters through the contact channels you provide, subject to applicable consent requirements.
You may unsubscribe from marketing emails through the unsubscribe link or by contacting compliance@ascendiocorp.com. Unsubscribing from marketing does not prevent necessary nonmarketing communications permitted by law.
These terms do not authorize automated marketing calls. Any required calling consent will be obtained separately.

15. Privacy and Confidentiality
Our Privacy Policy describes how we collect, use, disclose, retain, and protect personal information. Please review it before submitting information.
Each party will use reasonable care to protect the other party’s nonpublic business information and use it only for the relevant services or another authorized purpose.

Confidential information may be disclosed to personnel, professional advisors, and service providers who reasonably need it and are subject to appropriate confidentiality duties. Information may be shared with potential financing or service providers when authorized and consistent with applicable law and our Privacy Policy.

Confidentiality obligations do not cover information that is publicly available without a breach, already lawfully known, independently developed, or lawfully obtained without restriction.

Legally required disclosures are permitted. Where lawful and practical, the receiving party will notify the other party before disclosure.
Do not send sensitive records through an unsecured website inquiry form.

16. Intellectual Property
Ascendio and its licensors retain ownership of our website, branding, templates, methodologies, tools, and other proprietary materials.
You may access website materials for legitimate business evaluation and internal use. You may not reproduce them for resale, publish them as your own, or use our branding without permission.

You retain ownership of information and materials you provide. You grant us permission to use them only as reasonably needed to evaluate your request, provide agreed services, and meet legal obligations.
After payment of applicable fees, you receive a perpetual, nonexclusive license to use paid deliverables for your internal business purposes and the purposes stated in your engagement. Ascendio retains ownership of underlying tools and reusable materials. Any transfer of ownership must be expressly agreed in writing.

We will not publicly identify you as a client or use your logo or testimonial without your permission.

17. Acceptable Use
You must not:

Use our website or services for fraud or unlawful activity.
Impersonate another person or business.
Interfere with website security or attempt unauthorized access.
Upload malware or harmful code.
Collect personal information from our systems without authorization.
Infringe intellectual property or confidentiality rights.
Send unlawful, harassing, or misleading communications through our services.

We may restrict access reasonably necessary to address suspected misuse, protect information, or comply with law.

18. Third-Party Services and Links
Our website and services may refer or link to lenders, processors, application platforms, scheduling tools, tariff recovery specialists, and other third parties.

Their services are governed by their own agreements and privacy policies. Review those documents before providing information or accepting an offer.
We are responsible for our own commitments and conduct. We do not guarantee a third party’s decisions, availability, security, or performance merely because we introduce or link to it.

19. Warranties and Disclaimers
We will perform paid advisory services with reasonable professional care, subject to the applicable engagement agreement.
Except for express commitments in these terms or a separate agreement, our website and general informational materials are provided “as available” and without warranties to the extent permitted by law.

We do not guarantee uninterrupted website access, error-free information, or suitability of general content for a particular transaction. We may correct errors and update information.

Nothing in this section excludes a warranty, duty, or remedy that applicable law does not permit us to exclude.

20. Limitation of Liability
To the extent permitted by law, neither party is liable to the other under these terms for indirect or consequential losses, including lost profits, lost opportunities, or business interruption.
Each party’s total liability arising from these terms will not exceed the greater of US$1,000 or the service fees paid or payable to Ascendio for the affected services during the 12 months preceding the event giving rise to the claim.
These exclusions and limits do not apply to fraud, willful misconduct, gross negligence, breach of confidentiality, infringement or misappropriation of intellectual property, or liability that cannot legally be limited. The cap also does not reduce undisputed payment obligations.
This section does not limit loan principal, interest, repayment obligations, security rights, or liabilities governed by separate financing documents.

21. Indemnification
To the extent permitted by law, you will cover reasonable losses, damages, and legal costs arising from a third-party claim caused by your fraudulent submissions, unlawful use of our services, or submission of materials that infringe another party’s rights.
This obligation applies only to the extent the claim results from your conduct. It does not require you to cover losses caused by Ascendio’s own breach, negligence, or misconduct.

We will promptly notify you of the claim, provide reasonable cooperation, and allow you to manage the defense with reasonably acceptable counsel. No settlement may impose an admission, nonmonetary obligation, or uncovered payment on us without our written consent.

22. Suspension and Termination
Either party may end a service engagement as permitted by the applicable agreement.
If an engagement does not address termination, either party may terminate it on 30 calendar days’ written notice.
We may immediately suspend access or affected services when reasonably necessary to address fraud, serious security risks, unlawful conduct, or legal requirements. For other material breaches, we will ordinarily provide notice and 10 calendar days to correct the breach before termination.
Termination does not cancel accrued fees, financing obligations, or separate provider agreements. Refunds and final billing are handled under Sections 10 and 11.

Provisions concerning payment, confidentiality, intellectual property, liability, disputes, and other obligations intended to continue will survive termination.

23. Governing Law and Disputes
These terms are governed by California law, without applying conflict-of-law rules, and applicable United States federal law.
Before filing a lawsuit, each party will make a good-faith effort to resolve a dispute by written notice and discussion for 30 calendar days. This process does not prevent urgent protective relief, a filing necessary to preserve a legal deadline, or a complaint to a regulator.

Subject to mandatory law and any separate agreement, disputes will be brought in the state or federal courts having jurisdiction in CALIFORNIA COUNTY AND APPLICABLE FEDERAL DISTRICT. Each party consents to those courts to the extent legally permitted.

These terms do not impose mandatory arbitration or waive class proceedings.
For Canadian users, mandatory federal or provincial protections continue to apply where applicable. This section does not remove any right to a local forum or remedy that cannot lawfully be waived.
Separate financing or provider agreements may specify different governing law or dispute procedures for those transactions.

24. Changes to These Terms
We may update these terms to reflect changes in our website, services, or legal requirements. We will post the revised version and update the “Last updated” date.

Material changes affecting enrolled users or ongoing services will receive reasonable advance notice where appropriate or legally required. If affirmative acceptance is required, we will obtain it before applying the change.

Updates do not retroactively change accrued rights, signed agreements, or financing obligations. Changes to messaging terms do not expand SMS consent; additional consent will be obtained where required.

25. General Provisions
These terms and applicable separate agreements form the agreement concerning their respective subject matter.
If a provision is unenforceable, the remaining provisions continue in effect to the extent permitted by law. A delay in enforcing a right does not waive that right.

Neither party is responsible for delays caused by events reasonably beyond its control, provided it takes reasonable steps to limit the effects. This does not excuse amounts already due or override obligations imposed by law.
You may not transfer an engagement without our reasonable written consent. We may transfer these terms in a lawful merger, reorganization, or business sale if the successor assumes our obligations. Such a transfer does not authorize transferring SMS consent contrary to law or messaging-provider requirements.

Electronic signatures and records may be used where legally permitted. Required disclosures and consent to electronic delivery will be provided separately when applicable.

26. Contact Information
For questions about these terms, services, billing, privacy, or communications preferences, contact:
WeMonify Partners LLC DBA Ascendio Business Solutions
Email: compliance@ascendiocorp.com
Telephone: (858) 988-6532
SMS support email: compliance@ascendiocorp.com
SMS support telephone: (858) 988-6532
Website: https://www.ascendiocorp.com/
Privacy Policy: https://www.ascendiocorp.com/privacy-policy