To begin the pre-approval process we would need the tri-merge credit report. 

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A tri-merge credit report is a credit report that combines information from the three major credit bureaus: Experian, TransUnion, and Equifax. 

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Once the credit report is received we will put it into underwriting to receive a pre-approval.

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If approved we will set up an appointment with our director of banking relations to go over the entire program with the client to make sure it makes sense for them.

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When the call is complete we will send out our agreement out to the client for them to complete.

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If the client is over utilized on their revolving tradelines pay downs may be necessary. If paydowns are needed we will need them to be completed and reflecting on the credit report before we are able to connect with our bankers.

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Once everything is complete and we are all set to connect you with our bankers we will do a compliance call which goes over the entire agreement to ensure the client knows every detail about the program before we move forward to avoid all possible confusion. 

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From there we will begin connecting the client with our bankers to obtain traditional lines of credit and 0% interest business credit cards.

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The program typically takes 2-4 weeks to complete from the moment we begin applying with our bankers.

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Once the client receives their financing we will send out a 12-15% success fee based upon the dollar amount we are able to get them approved for!

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