Our experienced team will work with you every step of the way to close on the product that best fits your needs.
02 - Work With Our Team
You'll be able to close on your line of credit and access your funds quickly.
03 - Access Your Funds
Turn Your Home Equity into Opportunity
Introducing Ascendio's HELOC Program, the perfect solution for homeowners and entrepreneurs seeking flexible funding options. With this new offering, you can access the capital you need without giving up equity or succumbing to high-interest loans. It’s designed with your financial freedom in mind—apply today for a customizable loan that fits your unique needs!
Overview
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Access $50k to $400k
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Rates 7%–10%
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Term: Revolving - 10, 15, 20 & 30-year options
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Turnaround Time: 2 weeks
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1st to 3rd position. Does not refinance existing mortgage positions
Qualifications
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1 personal guarantor who has to be on the deed
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Credit score:
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650 (50% chance)
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680 (75% chance)
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700 (90% chance)
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Must not have active charge-offs, collections, and repossessions
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Verifiable Personal income, such as W-2s, 1099s, Investments, Retirement, and SSI.
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Hard pull to finalize
Whether you’re expanding a business, investing in real estate, or consolidating debt, this could be your financial unlock moment. Available in most states. More states are coming online soon.
The Ascendio HELOC program is currently available in: AL, AR, CO, CT, DE, DC FL, GA, IN, IA, KS, KY, LA, ME, MD, MA, MS MO, MT, NE, NH, NM, NY, NC, OH, OK, PA, RI, SC, TN, TX, VT, WA, WI, and WY.
Temporarily pausing new originations in Florida and Georgia. This change took effect today (11.11.2025). – We’re implementing several updates to strengthen our underwriting framework and ensure a smoother process moving forward. We expect to resume originations in these states by early Q1 2026 and will keep you informed as soon as they reopen
